Services
Pricing & Plans
Solar 101
Why Illumine

For Any Home, We Make it Work.

View our list of installation & payment options to find one that is best suited for you and your home.

Full Lease

Pay Now, Save Later

Owned By

Illumine Solar

Upfront Cost

~25 Years of energy cost

Monthly Payment

No monthly payment

Warranty

25 Year Warranty

Servicing

Full Servicing

Utility Spike Protection

Protected from future utility cost spikes

Monthly Lease

The Popular Choice

Owned By

Illumine Solar

Upfront Cost

$0 to little down

Monthly Payment

No monthly payment

Warranty

25 Year Warranty

Servicing

Full Servicing

Utility Spike Protection

Protected from future utility cost spikes

Monthly Loan

Own and Finance Your System

Owned By

Homeowner

Upfront Cost

$0 down

Monthly Payment

Monthly payment to loan provider

Warranty

25 Year Warranty

Servicing

Full Servicing

Utility Spike Protection

Protected from future utility cost spikes

Full Purchase

Complete Ownership of System

Owned By

Homeowner

Upfront Cost

Full system cost

Monthly Payment

No monthly payment

Warranty

25 Year warranty

Servicing

Full Servicing

Utility Spike Protection

Protected from future utility cost spikes

Frequently Asked Questions

+ What is the difference between a solar loan and a solar lease?

A solar loan allows you to own the system and benefit from incentives like tax credits, but you’ll have monthly loan payments. With a solar lease, you don’t own the system; you pay a fixed monthly fee for using the power it generates.

+ Are there tax credits or incentives available for solar financing?

Yes, the U.S. federal government offers the Investment Tax Credit (ITC), which provides a tax credit for a percentage of the cost of a solar system (30% in 2024). Some states and localities also offer additional incentives like rebates or property tax exemptions.

+ How does a Power Purchase Agreement (PPA) work?

In a PPA, a solar company installs panels on your property and sells you the electricity generated at a fixed rate, typically lower than your utility rate. The company owns and maintains the system.

+ Can I finance battery storage along with my solar system?

Yes, many financing options allow you to include battery storage in your solar system financing plan, helping you manage energy usage more effectively and store power for nighttime or cloudy days.

+ How long does it take to pay off a solar system, and when will I see a return on investment?

The payback period depends on the cost of the system, available incentives, and your energy savings. On average, homeowners pay off their solar system in 6-10 years, with ROI typically realized within that period through savings on electricity bills. After the system is paid off, the energy it generates is essentially free.